For many immigrants and non-U.S. citizens, the idea of owning a home in America can feel out of reach, especially without a Social Security Number(SSN). But there s good news. are helping thousands of untiring individuals and families become homeowners, even without an SSN Mortgage licensing help.
At Duane Buziak Mortgage Broker, we specify in offer , trustworthy mortgage options for those with an Individual Taxpayer Identification Number(ITIN). If you ve been told no by traditional lenders, it s time you detected a yes.
What Are ITIN Mortgage Loans?
ITIN Mortgage Loans are studied for individuals who do not condition for a Social Security Number but are still paid taxes and conducive to the economy. These borrowers typically use an ITIN, which is issued by the IRS to tax filing for non-residents and others without SSNs.
These loans make it possible for ITIN holders to buy homes, establish equity, and enthrone in their futures, just like anyone else. While they are not government-backed, many buck private lenders, including those we work with, volunteer these programs to competent applicants.
Unlike traditional loans, ITIN mortgage loans take a more flexible go about to , income check, and documentation. That makes them an apotheosis fit for immigrants, self-employed individuals, and unnaturalized nationals bread and butter in the U.S.
Who Is Eligible for an ITIN Mortgage Loan?
If you re inquisitive whether you specif, here are the basic requirements for most ITIN mortgage loans:
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A valid ITIN
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At least two eld of work or self-employment history
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Proof of income(tax returns, pay stubs, or bank statements)
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A down defrayal, typically 10 to 20
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Credit story or alternative (such as rent, ring, or utility program payments)
At Duane Buziak Mortgage Broker, we take the time to judge your full fiscal picture. We don t just look at numbers pool we look at your potentiality.
Why Choose Duane Buziak Mortgage Broker?
Navigating the mortgage process can be resistless, especially if English isn t your first nomenclature or if you re new to the U.S. lodging system. That s where we come in.
With old age of experience and a personal, one-on-one set about, we re lofty to be a trusty resourcefulness for ITIN borrowers. We simplify the work, answer your questions, and guide you every step of the way.
Whether you’re buying your first home or refinancing, we re here to make the journey smooth, obvious, and empowering.
Learn More About ITIN Mortgage Loans
We believe everyone deserves a at homeownership, regardless of in-migration status or background.
Watch our up-to-the-minute video recording to teach more about ITIN Mortgage Loans: